<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Main Landing Page -->
  <url>
    <loc>https://www.helmsretirement.com/hero.html</loc>
    <priority>1.0</priority>
  </url>

  <!-- About Page -->
  <url>
    <loc>https://www.helmsretirement.com/about.html</loc>
    <priority>0.9</priority>
  </url>

  <!-- Root Domain -->
  <url>
    <loc>https://www.helmsretirement.com/</loc>
    <priority>1.0</priority>
  </url>

  <!-- Medicare Page -->
  <url>
    <loc>https://www.helmsretirement.com/medicare.html</loc>
    <priority>0.8</priority>
  </url>

  <!-- Life Insurance Page -->
  <url>
    <loc>https://www.helmsretirement.com/life-insurance.html</loc>
    <priority>0.8</priority>
  </url>

  <!-- Privacy Policy Page -->
  <url>
    <loc>https://www.helmsretirement.com/privacy.html</loc>
    <priority>0.5</priority>
  </url>

</urlset>
